Pricing & plans

IxoPay alternative

Orchestration and tokenization without enterprise onboarding.

IxoPay is a strong orchestration and tokenization platform built for large, established merchants and PSPs. NeverDown delivers processor-agnostic vaulting, routing, and failover for high-risk merchants who need it now — without a heavyweight onboarding and enterprise contract.

NeverDown vs IxoPay

Same orchestration. A fraction of the cost.

IxoPay pricing is enterprise and quote-based — well above NeverDown's flat monthly rate.

Feature
NeverDown
IxoPay
Starting price
$499/mo flat
Enterprise contract
Onboarding
Days
PSP-grade implementation
Automatic failover
Built in, sub-second
Configurable
High-risk vertical focus
Purpose-built
Enterprise / PSP
Independent system of record
Included
Platform-dependent

How IxoPay is built

A strong platform — for a different buyer.

Built for scaled merchants & PSPs

IxoPay's feature depth is aimed at enterprises and payment providers, with the integration overhead that implies.

Enterprise contracts

Commercial terms are quote-based and enterprise-oriented rather than a simple flat monthly price.

Heavy onboarding

Getting fully live typically means a longer, PSP-grade implementation — not a route you can turn on in days.

Why merchants pick NeverDown

Built for high-risk survival, priced for growth.

Live in days, not a quarter

Connect the accounts you already hold and start routing — no PSP-scale implementation timeline.

Flat, transparent pricing

$499/month with no enterprise minimums or volume-scaled contract to negotiate.

Focused on staying up

Everything is oriented around surviving the freezes and terminations high-risk merchants face.

Stop betting your revenue on one processor.

Bring the accounts you already hold. We'll route across them, keep an independent record, and keep you processing through the next termination event.

V1 onboarding · Stripe, Authorize.net, NMI, Maverick Bancard